diff --git a/Understanding-the-Benefits-of-Low-APR-Personal-Loans.md b/Understanding-the-Benefits-of-Low-APR-Personal-Loans.md
new file mode 100644
index 0000000..ffee518
--- /dev/null
+++ b/Understanding-the-Benefits-of-Low-APR-Personal-Loans.md
@@ -0,0 +1 @@
+Ultimately, understanding online loans for students is about extra than simply securing funding
\ No newline at end of file